The budget by Borinanzas

Make your paycheck outlast the weekend.

BoriBudget is a budgeting app. You tell it what you earn and what you spend on, and it shows how much money you have left this month, which debt to pay first and the month you reach each goal.

Try 7 days free See what it does
  • 7 days free
  • Cancel anytime
  • In English and Spanish

Who it's for

Is it for you?

BoriBudget isn't for everyone. Better to know before you start.

It's for you if…

  • You get a paycheck and by month's end you don't know what it went toBoriBudget shows what comes in, what goes out and what's left, category by category.
  • You have debts and want a date to finish paying themCards, loans, the car. It tells you which to pay first and the month you're debt-free.
  • You want an emergency fund and don't know how much you needIt calculates it from your monthly needs and shows how many months your savings cover.
  • You tried a spreadsheet or a notebook and gave upHere you record in seconds: by hand, by talking to the app or with a photo of your statement.
  • You'd rather be told what to do nowInstead of charts for you to interpret, it gives you one next step.

It's not for you if…

  • You're looking for where to invest or which stocks to buyBoriBudget organizes your money and goals. It isn't an investing platform and doesn't give investment advice.
  • You need bookkeeping for a businessIt doesn't do invoices, payroll or taxes. It's for one person's or one household's finances.
  • You don't want to record what you spendThe app works with what you record. It takes a few minutes a week, but it has to be done.
  • You're looking for a loan or someone to negotiate your debtsBoriBudget doesn't lend money or talk to your creditors. It gives you a plan to pay what you owe.
  • You want results without changing anythingBoriBudget gives you the plan and the date. Following it month by month is up to you.

Features

Everything your money needs. Zero spreadsheets.

Each feature shows its screen of the app at work, with sample data. They advance on their own; tap a name to jump to it.

Decide where every dollar goes

You enter how much you'll spend in each category. When you record an expense, BoriBudget shows how much you've spent and how much is left in that category.

Talk to it and it's recorded

Tell your BoriBudget what you spent, by voice or typing. BoriBudget picks the category and you confirm before saving.

Record a whole month with one photo

Take a screenshot of your statement and upload it. BoriBudget reads every transaction and assigns its category. You review and save.

The date you're debt-free

You enter your debts with their balance and interest. BoriBudget tells you which to pay first, how much interest you'll pay and the month you finish paying them all.

How many months your fund covers

Your emergency fund, calculated from your monthly needs.

What you own minus what you owe

Your accounts and debts on one screen, month by month. Balances update on their own with the transactions you record.

It tells you what to do now

BoriBudget looks at your budget, debts and goals, and gives you one step: where to put the money you have left this month.

Pick your app's color

BoriBudget comes in four colors. Tap one to see this page, and the app, in that color.

The Borinanzas method

The order matters more than willpower.

BoriBudget puts your goals in this order, the same one a Borinanzas financial coach uses, and shows which of the four you're on.

If you prefer a different order, change it on the Goals screen.

  1. 1

    A 1-month emergency fund

    First you save what you spend on needs in one month. That way an emergency doesn't end up on the card.

  2. 2

    Debts above 10% interest

    You pay them snowball style: the smallest first, and what you were paying it moves to the next.

  3. 3

    A 3-month emergency fund

    With those debts gone, you keep saving until you cover three months of needs.

  4. 4

    Your goals

    The down payment, the trip, retirement. Each with the month you'll reach it.

How you start

Three steps. Today.

Pricing

7 days free. Then, the plan you prefer.

Both plans include the full app. Only how often you pay changes.

Save $47.87

Yearly

$147 a year

One payment a year. Works out to $11.31 every 4 weeks.

Start 7 days free

During the 7 days you use the full app and aren't charged. Cancel before they end and you pay nothing.

See everything both plans include
  • Dashboard: what you have left this month
  • Budget, month by month
  • Transactions: by hand, by voice or from a photo
  • Your next step, based on your goals
  • Goals in order, each with its date
  • Debt plan: which to pay first and when you're debt-free
  • Emergency fund: how many months it covers
  • Net worth, month by month
  • Master Plan: your whole plan with dates
  • Your colors, font and currency

To start the trial you pick a plan and save your card on Stripe's page. Prices don't include sales tax (IVU, 11.5%). Retirement and Before vs After are worked on with your advisor in the Borinanzas coaching programs.

Privacy and security

Your money is yours. So is your data.

  • You decide who gets in

    Your advisor only sees your account if you give them access, and you can remove it anytime.

  • We don't sell your information

    And we don't use it for ads without your consent. It's in our privacy policy.

  • Two-step verification

    You can turn on a code from your phone, in addition to your password, to sign in.

  • Stripe handles your card

    Payment happens on Stripe's page. BoriBudget never sees or stores your card number.

FAQ

What people ask

How do the 7 free days work?

You create your account, pick your plan and save your card. For 7 days you use the full app and aren't charged anything. Cancel before they end and you don't pay. One trial per account.

How much is it after the trial?

$14.99 every 4 weeks, or $147 a year. The yearly plan costs $47.87 less per year. Prices don't include sales tax (IVU, 11.5%).

Can I cancel anytime?

Yes. You cancel from the Account screen, inside the app, without calling or writing to anyone. You keep using everything until the end of the period you paid for, and what you recorded stays saved.

Where can I use it?

On your phone, tablet and computer. You sign in with the same account and see the same thing on all three.

Does Dímelo use AI?

Yes. The sentence you say and your category names are sent to Anthropic, the service that reads it. The app explains this and asks your permission before the first time.

What if I want someone to guide me?

BoriBudget is made by Borinanzas, which offers financial coaching programs in Puerto Rico. If you're in one, your advisor works with you inside the app, and only enters your account if you give them access.

Your next paycheck can already have a plan.

Try 7 days free I have an account